Delta Money Introduction

5 min readOct 7, 2022

🌊 We Are Delta Money

Delta Money is a yield optimiser that allows users to earn compounding returns on their crypto. Delta members can earn passively using our unique strategies while safely collecting high yields. Capitalizing on the speed and innovation of our native chain Aptos, we are set up to scale both with our community and the ecosystem around us.

The definition of Delta is “an incremental change in a variable”. This aligns with the vision of Delta Money to harvest consistent yield that further compounds to bring competitive returns.

Our goal is to become the home for single token and liquidity pool staking on the Aptos chain. Bringing a variety of liquidity pairs and staking options, Delta will provide users with excellent strategies and protocols with increased liquidity, finally resulting in a better performance and user experience on Aptos.

🏠 Our Home

What is one of the secrets behind Delta Money? The Aptos chain. The Aptos vision is to “advance blockchain reliability, safety, and performance by providing a flexible and modular blockchain architecture”. Utilizing a blockchain with cheap fees and fast transactions allows us to implement more efficient and advanced strategies in our protocol, growing our users’ yield.

Combining simple UI and advanced algorithms, Delta Money allows investors access to the perfect combination of hassle-free investment and competitive yields, the epitome of DeFi 2.0.

In return, Delta Money provides Aptos with deeper liquidity. Our swap function allows users to trade tokens quickly, ensuring a buyer or seller is always ready to fulfil a user’s order. This is especially important to a growing ecosystem, as onboarding users are collecting tokens not just for the utility they provide within the ecosystem but also for the future value they will hold as the ecosystem continues to establish itself, providing high demand.

🏋️ Our Motivation

Our motivation is simple. Make DeFi mainstream and pioneer yield farming on the Aptos chain.

Doing our part to achieve this, the team at Delta ensures to continue to provide a simple user experience, competitive yield and highly reviewed smart contracts written to prioritize safety. However, there is only so much our team can do. From there on, it is up to the Delta community to run with it.

📖 Protocol Design

Delta Money offers optimized yield opportunities for users who hold tokens native to the Aptos chain.
Delta provides users with various strategies allowing them to pick different vaults based on factors such as their risk appetite, tokens held and potential yield.
Users’ staked tokens are pooled together before they enter our strategies. This is to decrease the number of transactions made and to share gas fees. As a result, more staking strategies are profitable with less principle, meaning users don’t need tens of thousands of dollars to make a staking strategy profitable.
Delta Money takes care of managing vaults, manual farming strategies are too time-consuming for 90% of people. That’s why we do all the heavy lifting for our users.
Reward tokens are automatically exchanged into the vault’s underlying asset and re-staked. This provides the effect of compounding rewards, boosting our users’ yield.
Developers are encouraged to submit their strategies to be included in our vaults and are rewarded for their efforts.
Governance can’t touch staked assets; your assets will always be safe in our vaults.

⏩ The Evolution of Delta Money

V1.0

Initially, we are keeping it simple. Delta Money will roll out our staple strategies on the Aptos testnet. Our initial strategies will mostly consist of robust, decentralized, auto-compounding liquidity pools. But don’t be fooled by their simplicity; our strategies rival some of the most well-known vaults.

V1.1

The same Delta Money you knew in V1.0 but on mainnet. In this stage, Delta is mobilized to bring its users Real Yield.

V1.3

Delta Money’s vaults are getting locked down with professional security audits. Delta Money ensures its users the safest vaults, however now, you don’t have to take our word for it; hear it from some of the most qualified smart contract security firms.

V1.4

Delta Money will provide users with live data dashboards bringing further insights into the Delta vaults.

V1.5

Our base strategies get a revamp. In this stage, leveraged farming is introduced. Delta Money will allow you to boost your staked assets with leverage to push up APY.

V1.6

As the Aptos chain continues to mature and build robust derivative strategies, Delta Money will capture this technology and use it to build new vaults with more advanced strategies, including those that maintain continuous delta neutrality. This stage is where Delta Money will leave the pack and be truly set apart as an innovative project in the Aptos ecosystem.

V2.0

In stage 4, Delta Money is expanding. Delta Money will become cross-protocol. More chains mean more opportunities and more yield for our community.

Yield Distribution 💰

As our vaults work to maximize our users’ yield, all generated profits will be gathered into the vault’s reward pool, where each user will be delegated their share of the yield. A user’s yield is calculated from the ratio of tokens a user has staked in a particular vault compared to the rest of the pool.

Thanks to our yield compounding mechanisms, each user’s yield will automatically be swapped back into the vault’s base asset and re-staked to earn even more yield. This mechanism is built into all our vaults and requires no user interaction to operate, allowing for a seamless user experience.

However, if high yield and seamless experience aren’t enough, Delta Money has plans to release a non-transferable NFT token. This token will be airdropped to all users with assets staked in any of our vaults and will allow access to a fee capture on our Delta Money platform. A percentage of Delta Money’s profits will be distributed between all users who stake their Delta NFT, allowing a healthy top-up on their staking rewards. Additionally, this NFT will allow users to join the eventual community sale for our $DELTA token, allowing them to experience the further utility that comes with being a $DELTA holder at early prices.

$DELTA Token 🪙

Delta Money has decided not to immediately release the $DELTA token, instead to substitute in the Delta NFT for users to capture Delta’s yield share. That said, Delta Money still has big plans for $DELTA in its future and is committed to releasing $DELTA sustainably, with most of the tokens being distributed to the active community.

Team 🏢

Oliver0x — CTO:

As a blockchain developer with multiple years of experience in both building and contributing to projects. Oliver0x served as an avid Solana contributor, however like many other Solana devs has shifted his focus towards the Aptos chain, building Delta Money from the ground up.

Artemis — CEO:

Formerly based in TradiFi, Artemis transitioned to crypto not long after the beginning of 2019. Pulling from his experience with building Solana projects, Artemis now works with Delta Money, building strategies and overseeing operations.

SirRhodes — Marketing and Community management:

Here to help all our Delta users! Pivoting from his past as an engineering student, SirRhodes is now a full-time DeFi maxi specializing in product research and data analysis. Yet again, another Solana Bull decides to focus his attention on the Aptos ecosystem.